Mary Had A Little Plan

November 14, 2009 by Jeff Thomas · Leave a Comment 

What factors determine your credit score?
Payment history – 35%
Amounts owed – 30%
Length of credit history – 15%
New credit – 10%
Types of credit used – 10%
Obviously the single most important factor is your record of paying your bills on time. As delinquent accounts age they factor less into the calculation of your credit score. Here is [...]